Fara Ghafari, 88 West Realty
Fara Ghafari is a licensed real estate agent as well as a REALTOR® in CREA and an expert in rental and for-sale properties at 88 West Realty.
Fara Ghafari is a licensed real estate agent as well as a REALTOR® in CREA and an expert in rental and for-sale properties at 88 West Realty.
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Understanding Your Options for Mortgage Flexibility
Breaking a mortgage means paying it off early, changing terms, or ending the contract, often incurring penalties. Open mortgages have no fees, but closed fixed-rate mortgages require paying three months' interest or the interest rate differential, whichever is higher. Variable-rate mortgages usually incur a three-month interest penalty. Additional fees may apply. Strategies to reduce penalties […]
B.C. outlines municipalities that have met housing targets and those that need work
Seven of 10 municipalities in B.C.'s third housing targets group have exceeded their one-year goals, delivering over 3,600 new homes since August 2024, surpassing targets by 143%. Three communities exceeded targets by over 200%, while two others show progress. One community completed only 20% of its target and may face an adviser appointment. The province […]
Canada Housing Market Finds Its Footing in 2026
Canada’s housing market is expected to see a slow rebound in 2026, with modest price gains and gradually improving affordability. National home prices are forecast to rise about 1% yearly, as lower borrowing costs encourage sidelined buyers to return cautiously. Regional performance will diverge, with price declines expected in Toronto and Vancouver, while Quebec City […]
Canadian Homebuyers Regain 2026 Confidence
Data shows one in ten Canadians plan to buy within twelve months, half first-time buyers, signaling renewed confidence nationally. Buyer demand is stabilizing as rates ease and listings rise across most regions, shifting markets toward balance after 2024 conditions. Affordability pressures persist despite improving sentiment, with prices, stress tests, down payments, and cautious buyers still […]