2026 Canada Housing: Waiting Game Nears Turning Point

Sales Stalemate: Home resales have remained flat since mid-2025 as buyers and sellers wait each other out, muting fall market activity. Price Pressure: National prices have slipped, down 3.7% yearly, with softness concentrated in Ontario, British Columbia, and parts of Alberta. Regional Divide: While major markets like Toronto and Montreal cooled, cities such as Vancouver, […]

Canadian real estate’s great divide: One market booming while the other crashes

Canadian office real estate is improving as workers return to offices, with vacancy rates dropping nationally from 18.7% to 18% and a nearly 3% decrease in downtown Toronto. No new office construction is expected, supporting further vacancy declines. However, the condo market is struggling due to tighter immigration policies reducing demand, causing prices to fall, […]

Will First-Time Buyers Shape Canada’s 2026 Market?

Slide 1 10% of Canadians plan to buy homes next year, half first-time buyers. Slide 2 Despite economic uncertainty, buyer interest remains strong heading into 2026. Slide 3 One-third of markets will shift from buyers’ to balanced conditions. Slide 4 Home sales expected to rise 3.4% in 2026, signalling market momentum. Slide 5 First-time buyers […]

Simple Ways to Pay Down Your Mortgage Sooner

To pay off a mortgage faster, consider accelerated payment schedules like accelerated biweekly to make extra payments without feeling the impact. Make lump sum payments with bonuses or tax refunds to reduce principal and interest. Shorten the amortization period to 15 or 20 years if affordable. Increase regular payments annually by 10-20%. Avoid costly penalties […]

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