Fara Ghafari, 88 West Realty
Fara Ghafari is a licensed real estate agent as well as a REALTOR® in CREA and an expert in rental and for-sale properties at 88 West Realty.
Fara Ghafari is a licensed real estate agent as well as a REALTOR® in CREA and an expert in rental and for-sale properties at 88 West Realty.
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Happy Holidays
The middle of winter has long been a time of celebration around the world. Many peoples rejoiced during the winter solstice, when the worst of the winter was behind them, and they could look forward to longer days and extended hours of sunlight.Popular modern customs include gift-giving and the display of various holiday decorations.Here's wishing […]
How To Increase Your Odds Of Securing A Mortgage When Self-Employed
Getting a mortgage as a self-employed individual is challenging due to income variability and stricter lender rules. To improve approval chances, increase your down payment to lower loan-to-value ratio, maintain a strong financial cushion, reduce existing debt to improve debt-to-income ratio, boost your credit score, and establish at least two years of positive business cash […]
Preparing to get a mortgage
Before applying for a mortgage, check your credit report for errors and ensure a good credit score to avoid denial or co-signing requirements. Lenders assess your income, expenses, debts, and credit to calculate your gross debt service (GDS) ratio, which should not exceed 39%, and total debt service (TDS) ratio, which should stay below 44%. […]
Homes Dropped 10%: Vancouver Buying Window Open!
Slide 1 Vancouver home prices finally dropped 0.9% in October, down $9,900 to $1,132,500. Slide 2 Prices fell 3.4% year-over-year and 10.1% from the record high, lowest since 2023. Slide 3 October sales slumped 14.3% to just 2,255 homes, echoing 2018 downturn levels. Slide 4 Active listings soared 13.2% to 16,393, marking the third-highest October […]