Fara Ghafari, 88 West Realty
Fara Ghafari is a licensed real estate agent as well as a REALTOR® in CREA and an expert in rental and for-sale properties at 88 West Realty.
Fara Ghafari is a licensed real estate agent as well as a REALTOR® in CREA and an expert in rental and for-sale properties at 88 West Realty.
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Housing affordability rises in Canada
Canada's housing affordability has improved recently, mainly in large markets where prices have declined. Over 57% of Canadian markets saw better affordability in early 2026 compared to late 2025, though this is lower than the peak improvements seen in mid-2025. Ownership costs as a percentage of income dropped to 52% in late 2025 and are […]
Developers Get Creative With Incentives
Some developers offered to cover up to one year of mortgage payments on new homes. The offer capped at about $50K, suggesting homes around $1M, with move-in by end of 2026. Experts say buyer incentives grow during slow markets, and perks are more common now. Another builder offered up to a year of property taxes, […]
Canada Condo Fees Buyers Should Know
Condo fees are monthly payments covering shared building costs, including maintenance, amenities, common services, and sometimes utilities, separate from mortgage and taxes. Fees usually reflect each unit's share of common expenses, often tied to size, parking, lockers, amenities, and governing documents, so neighbors may differ. A portion supports reserve funds for major repairs, like roofs […]
Four Straight Rate Holds: How They Are Impacting Housing Markets
The Bank of Canada held its policy rate at 2.25%, providing stability and predictability for borrowers after multiple consecutive rate holds since late 2025. Fixed mortgage rates remain influenced by higher bond yields, but current offerings still provide competitive options for buyers seeking balance between cost and payment certainty. Housing activity faces affordability and population […]