Higher rates create opportunities to buy undervalued properties, but financing is key.
Rental markets remain strong in major cities; demand for long-term rentals is high.
Investors should target properties in need of renovation, especially detached homes.
Patience is key—real estate rebounds over time, even after corrections.
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Canada’s construction sector is stuck at 250,000 yearly starts, far below needs.
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Experts say housing starts must double fast to restore pre-pandemic affordability levels.
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With 70% micro-firms of 1–4 employees, construction lacks scale and modernization.
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Scaling firms unlocks new materials, faster building, and AI-driven productivity gains.
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CMHC says scaling construction lowers costs, reduces public funding, and accelerates housing supply.
High-demand urban neighbourhoods and select suburban corridors expected to lead gains in 2026, driven by employment hubs and limited available listings.
2026 projected avg price $968,141, ↑1.8% indicating moderate growth as supply slowly adjusts to increased market activity.
2026 projected sales 80,342, ↑12.6% reflecting a return of delayed demand and renewed buyer confidence.
Market recovery expected to be gradual but consistent, with luxury and mid-market segments showing stable upward movement.
A new year arrives with fresh goals, bold ideas, and the momentum to turn today’s plans into tomorrow’s lasting success.
2026 begins with opportunity ahead, inviting smarter decisions, renewed focus, and confidence to shape what comes next.
Happy New Year 2026, a time to celebrate progress, embrace change, and move forward with optimism, purpose, and clarity.
Refinancing a mortgage involves replacing an existing loan with a new one, often to secure a lower interest rate, shorten the loan term, or access home equity. Key considerations include motivation, length of stay, interest rate changes, available equity, and closing costs. The process requires financial documentation, home appraisal, and closing paperwork. Benefits include potential savings and equity access, while drawbacks involve fees and penalties. Legal advice can help navigate complexities and protect interests.
The middle of winter has long been a time of celebration around the world.
Many peoples rejoiced during the winter solstice, when the worst of the winter was behind them, and they could look forward to longer days and extended hours of sunlight.Popular modern customs include gift-giving and the display of various holiday decorations.Here's wishing you Happy Holidays! May the good times and treasures of the present become the golden memories of tomorrow. We hope you have a safe and relaxing holiday season.Happy Holidays!
Getting a mortgage as a self-employed individual is challenging due to income variability and stricter lender rules. To improve approval chances, increase your down payment to lower loan-to-value ratio, maintain a strong financial cushion, reduce existing debt to improve debt-to-income ratio, boost your credit score, and establish at least two years of positive business cash flow. Proper preparation can make you a more attractive borrower.
Before applying for a mortgage, check your credit report for errors and ensure a good credit score to avoid denial or co-signing requirements. Lenders assess your income, expenses, debts, and credit to calculate your gross debt service (GDS) ratio, which should not exceed 39%, and total debt service (TDS) ratio, which should stay below 44%. Passing a stress test at a higher qualifying interest rate is mandatory for federally regulated lenders.
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Vancouver home prices finally dropped 0.9% in October, down $9,900 to $1,132,500.
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Prices fell 3.4% year-over-year and 10.1% from the record high, lowest since 2023.
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October sales slumped 14.3% to just 2,255 homes, echoing 2018 downturn levels.
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Active listings soared 13.2% to 16,393, marking the third-highest October on record.
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New listings remained strong with 5,438 homes added, keeping inventory unusually high for Vancouver.
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Global construction hits USD 13.57T, doubling toward USD 25.47T by 2034.
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Urban growth and rising populations push huge demand for homes, offices, and new infrastructure.
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Smart cities surge as industrialization rises and global investors pour money into new builds.
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AI, IoT, robotics, and mobile tools speed projects, cut costs, and boost productivity.
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BIM and modular construction explode as fast, efficient, low-waste building becomes the new norm.
Fara Ghafari is a licensed real estate agent as well as a REALTOR® in CREA and an expert in rental and for-sale properties at 88 West Realty.
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