Fara Ghafari, 88 West Realty
Fara Ghafari is a licensed real estate agent as well as a REALTOR® in CREA and an expert in rental and for-sale properties at 88 West Realty.
Fara Ghafari is a licensed real estate agent as well as a REALTOR® in CREA and an expert in rental and for-sale properties at 88 West Realty.
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5 Tips To Increase Your Chances Of Getting A Mortgage Approved
Securing a mortgage is crucial when buying a home. To improve approval chances, enhance your credit score to above 680, reduce existing debt, and save for a larger down payment. Establish a realistic budget, including closing costs, and obtain a mortgage pre-approval to understand your borrowing capacity and protect against rate increases. Being well-prepared can […]
BC Homes: Strong 2025 Finish Sparks Brighter 2026
Slide 1: BC housing wraps 2025 strong, setting the stage for an exciting 2026 recovery Slide 2: residential sales dipped slightly in 2025 to 72,435 units but show strong rebound signs Slide 3: 2026 sales forecast jumps 12.8%, reaching 81,700 homes across british columbia Slide 4: active listings stay healthy near 45,000 homes, balancing the […]
10 Tips For Budgeting For First-Time Homebuyers
Buying a house is a significant financial commitment, and preparing a budget is crucial. Key budgeting tips include determining the type of home desired, calculating monthly cash flow, creating a realistic spending plan, and prioritizing expenses. Automating savings and regularly reviewing the budget are essential for staying on track. Additionally, saving for a down payment […]
6 tips for paying your mortgage off faster
To pay off your mortgage faster, consider making biweekly payments to reduce interest and add an extra payment annually. Increase your payments yearly if possible, and make lump-sum prepayments using bonuses or tax refunds. Review your mortgage terms at renewal to negotiate better rates or switch lenders. Create a budget to find extra funds for […]