Fara Ghafari, 88 West Realty
Fara Ghafari is a licensed real estate agent as well as a REALTOR® in CREA and an expert in rental and for-sale properties at 88 West Realty.
Fara Ghafari is a licensed real estate agent as well as a REALTOR® in CREA and an expert in rental and for-sale properties at 88 West Realty.
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Refinancing a Mortgage Loan: Your Complete Guide
Refinancing replaces your current mortgage with a new loan to secure better terms, lower rates, adjust loan length, access equity, or remove PMI. Options include rate-and-term, cash-out, cash-in, no-closing-cost, streamline, short refinance, reverse mortgage, and debt-consolidation refinances. Consider credit impact, home equity, closing costs, and break-even points. Ideal when rates drop 0.5%+, equity exceeds 20%, […]
Investors: How to Win in Canada’s Cooling Market
Higher rates create opportunities to buy undervalued properties, but financing is key. Rental markets remain strong in major cities; demand for long-term rentals is high. Investors should target properties in need of renovation, especially detached homes. Patience is key—real estate rebounds over time, even after corrections.
Construction Stuck at 250K Starts: Here’s Why
Slide 1 Canada’s construction sector is stuck at 250,000 yearly starts, far below needs. Slide 2 Experts say housing starts must double fast to restore pre-pandemic affordability levels. Slide 3 With 70% micro-firms of 1–4 employees, construction lacks scale and modernization. Slide 4 Scaling firms unlocks new materials, faster building, and AI-driven productivity gains. Slide […]
Can 2026 Bring Steady Gains in BC?
High-demand urban neighbourhoods and select suburban corridors expected to lead gains in 2026, driven by employment hubs and limited available listings. 2026 projected avg price $968,141, ↑1.8% indicating moderate growth as supply slowly adjusts to increased market activity. 2026 projected sales 80,342, ↑12.6% reflecting a return of delayed demand and renewed buyer confidence. Market recovery […]