Applying for a Mortgage? Here Are the 6 Best Tips to Get You Started

Before applying for a mortgage, understand the process and prepare by checking your credit score, debt-to-income ratio, and savings for down payment and closing costs. Work with a reputable mortgage broker to find the best rates and terms. Consider adjustable-rate mortgages and prepayment options to save money. Assess your budget carefully and explore alternative programs if needed to improve your chances of approval.