Is buying a cottage your best path into Canada’s housing market in 2026? Young people seem to think so — here’s why

A study reveals 45% of prospective Canadian buyers, especially those aged 18-34, view recreational properties like cottages as an entry into homeownership due to unaffordable urban homes. Many prefer renovated, year-round cottages. However, challenges include commuting costs if remote work isn't an option, higher maintenance and insurance fees, and fewer amenities. Some recreational markets offer more affordable prices and buyer advantages in 2026.