Canadian Homebuyers Regain 2026 Confidence

Data shows one in ten Canadians plan to buy within twelve months, half first-time buyers, signaling renewed confidence nationally.

Buyer demand is stabilizing as rates ease and listings rise across most regions, shifting markets toward balance after 2024 conditions.

Affordability pressures persist despite improving sentiment, with prices, stress tests, down payments, and cautious buyers still limiting first-time participation nationwide.

CMHC warns weak construction productivity added billions to housing costs, constraining new supply and muting benefits of lower rates ahead.